井通科技 > 新闻中心 > 2019 > 区块链或在未来十年改变个人收入来源—《中国日报》专访井通科技创始人周沙

区块链或在未来十年改变个人收入来源—《中国日报》专访井通科技创始人周沙

2019-11-13 15:08:57

近日,面向全球报道中国新闻的国家英文日报《中国日报》刊登对井通科技创始人CEO周沙的独家报道,并同步发表中英文报道版本。周沙在报道中谈到:通过提高各种协作机制的透明度和效率,区块链将帮助几乎所有行业更加“精细化”,从而加速中国经济从数量驱动型增长到质量驱动型增长的转变。

中文报道全文如下:

中国日报11月12日电(周兰序)想象一下,未来某一天你可以这样养活自己:授权他人获取反映你生活习惯的个人信息,例如每天吃几颗鸡蛋、多久打一次羽毛球,就可以获得报酬——这些信息都将成为属于你自己的可交易数字资产。


这并非科幻小说中的理想场景,而是在未来10到15年内受益于区块链技术而可能发生的现实,中国区块链底层技术平台井通科技创始人兼首席执行官周沙表示。
周沙在接受《中国日报》独家专访时说:“在这种信息可以确权、每个人的信息可以解决每个人基本收入的时候,我们将来的人类就不需要为吃饱饭而去做事情,而是为你的理想、为你的志愿、为你的喜好去工作。”

周沙表示,反映个体行为逻辑的个人信息具有商业价值,而区块链凭借其先进的加密技术,可以将这些信息加密、确权、定价,任何企业想要获取这些信息,都必须对个人进行支付。

“你参与的各种行为越多,你和其他人的交往越多,你创造的东西越多,你的个人信息的价格就越高。如此一来,人们将生活在崇尚合作、充满自信和对个人价值的认可的世界中,”周沙说。

为了实现这一愿景,作为全球最早拥有自主知识产权的区块链底层技术公司之一,井通科技已与公安部合作开展了个人数字身份项目,力求消除未经个人许可时任何企业对私人信息的获取和存储,逆转当前互联网公司对个人隐私信息的免费使用甚至传播。

这种颠覆性的改变,在周沙看来,只是区块链技术将在可预见的未来重塑人们的生活、优化中国经济运行的一个侧面。

增信任降成本 与实体经济融合前景广阔

通过提高各种协作机制的透明度和效率,区块链将帮助几乎所有行业更加“精细化”,从而加速中国经济从数量驱动型增长到质量驱动型增长的转变,周沙表示。

例如,通过提供永久的、不可篡改的、透明的交易记录,区块链技术将有助于实施更有效的项目资金流向检测、降低债务人和债权人之间因为缺乏信任而导致的成本。

在缓解中小企业融资问题上,区块链大有可为。周沙认为中国可能会较快推出数字资产交易所,并首先考虑上市促进中小企业融资的数字资产品种,为金融机构提供区块链上记录的真实可靠的企业资信和经营信息。

国际数据公司IDC本月发布的《全球半年度区块链支出指南》显示,按年支出衡量,中国的区块链市场规模将在2023年将达到20亿美元,并在2018年至2023年期间录得65.7%的复合年增长率。

在2018-2023年期间,中国预计将是仅次于美国和西欧的全球第三大区块链支出区域,其支出主要集中在银行业、离散制造、零售、专业服务和流程制造领域,该报告指出。

政策红利将至 亟待夯实基础技术研究能力

“忽如一夜春风来,千树万树梨花开”,周沙这样形容中国区块链市场近期的升温,并预计支持区块链发展的政策将加快推出。

中共中央政治局10月24日下午就区块链技术发展现状和趋势进行第十八次集体学习。中共中央总书记习近平在主持学习时强调,要把区块链作为核心技术自主创新的重要突破口,加快推动区块链技术和产业创新发展。

此后,工信部称 “高度重视”区块链发展,将加强区块链规划引导、建立健全区块链标准体系、加快推动行业应用落地,以促进区块链健康有序发展。

周沙指出,尽管中国区块链的商业应用发展“热火朝天”,但基础技术研究能力仍然不足,自主可控水平有待提高。为此,周沙建议针对具备世界领先技术能力的区块链初创企业设立政府主导的行业投资基金,以填补当前中国风险投资市场上“长钱”的缺口,改变这些企业面临的资金匮乏、人才不足的局面。

此外,科创板可能很快将区块链明确列为其重点支持的高科技领域之一,周沙认为。 当前,科创板的六大重点支持行业为:新一代信息技术、高端装备、新材料、新能源、节能环保以及生物医药。

“如果科创板对区块链打开通道,井通科技希望能成为在科创板上市的首批区块链企业之一,”周沙说。

用户数破百万 重点推进跨境兑换支付业务

井通科技于2014 年正式推出可支持商业应用的底层技术平台,至今已推出6大行业应用和20余个行业解决方案,领域涵盖跨境支付、普惠金融、电子发票、在线零售等领域,并继续加快研发井通链的升级迭代。据悉,截止2019年初,井通公链落地商业应用项目真实用户数突破百万。

未来,在继续推进几大业务模块的同时,周沙表示井通科技将重点发展东南亚跨境货币兑换和人民币电子支付业务,同时正在接洽将跨境兑换支付业务拓展到阿根廷和埃塞俄比亚。

作为区域经济一体化的金融基础设施,在东南亚建立一个可靠、可控的结算和支付系统“刻不容缓”,周沙说道。

 

Blockchain to “Reshape” People’s Lives and Accelerate Economic Upgrade

Imagine a day when you can earn a living by authorizing others to access information about your behavior patterns such as how many eggs you eat daily and how often you play badminton. These facts will all become tradable assets owned by individuals.

This is not fiction, but a reality that may happen over the next 10 to 15 years powered by blockchain technology, said Zhou Sha, founder and CEO of Chinese blockchain technology platform Jingtum Tech.
“People may no longer need to work to make a living, but will do so for their dreams, aspirations and loves,” Zhou said in an exclusive interview with China Daily.

Blockchain technology, by virtue of its sophisticated cryptographic techniques, will help affirm rights regarding the personal information of the individuals who generate it, while any enterprises that want to access the information must pay those individuals, Zhou said.

To bring this vision to fruition, Jingtum Tech, as one of the world’s first companies to own independent intellectual properties of underlying blockchain technologies, has cooperated with the Ministry of Public Security in an individual digital identification program.

The program aims to eliminate the acquisition and storage of personal private information by any enterprise without the permission from the individual, Zhou said.

This is only one case of how blockchain technology will reshape the way people live and transform the Chinese economy in the foreseeable future, the official added.

Blockchain will help almost every industry to work in “a more sophisticated way” as the technology can enhance transparency and efficiency of cooperative mechanisms of all kinds, accelerating an economic upgrade from quantity-driven growth to quality-driven growth, Zhou said.

For instance, blockchain technology can provide a permanent, unchangeable and transparent record of transactions to help achieve better supervision over the allocation of project funds and reduce costs caused by the lack of trust between borrowers and lenders, according to Zhou.

President Xi Jinping underscored the important role of blockchain technology in the new round of technological innovation and industrial transformation in late October, urging more efforts to quicken development in the sector.

China’s blockchain market heated up after the endorsement from the country’s top leadership as its market size, as measured by annual spending, is forecast to hit $2 billion by 2023 and record a compound annual growth of 65.7 percent from 2018 to 2023, said market consultancy IDC.
During the 2018-2023 period, China is expected to see the highest blockchain spending in the sectors of banking, discrete manufacturing, retail, professional services and process manufacturing, IDC said.

Over the same period, the country is expected to be the world’s third-largest spender on blockchain following the United States and Western Europe.

Zhou expected the rolling out of supportive policies for blockchain to gather speed, such as the launch of a digital asset exchange that may prioritize and facilitate the financing of small and medium-sized enterprises.

He also underlined the necessity of building government-led industry funds targeted at blockchain startups with world-leading abilities in the technology. “Still, China’s independent research capacity of fundamental technologies of blockchain is far from adequate,” Zhou said.

The Ministry of Industry and Information Technology has vowed to actively foster a healthy and orderly development of the blockchain sector by strengthening planning and guidance, establishing standards, and promoting business applications.

Shanghai’s sci-tech innovation board may soon list blockchain as one of the high-tech sectors it supports, Zhou added.

“If this takes place, Jingtum Tech will endeavor to be among the first blockchain enterprises that go public on the new tech board,” he said.

Jingtum Tech launched its first underlying blockchain technology platform available for business applications in 2014. It has developed more than 20 blockchain industry solutions, ranging from cross-border payment and inclusive finance to electronic invoice and online retailing.

Looking ahead, cross-border currency exchange and renminbi e-payments in Southeast Asia will be one of the priorities of Jingtum Tech, Zhou said. The company is also exploring opportunities to expand the business to Argentina and Ethiopia.

“It is urgent to develop a credible, controllable settlement and payment system in Southeast Asia as part of a financial infrastructure for regional economic integration,” Zhou said.

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